Simplify your credit management, protect against non-payment, and grow your business with confidence.
Our Solutions for Small and Medium-sized Companies
Simplicity
Simplicity is a streamlined trade credit insurance solution tailored for small enterprises. It helps reduce receivables risk quickly and affordably, allowing you to focus on growth without worrying about non-payment.
- Quick and easy setup
- Cost-effective protection against bad debt
- Designed specifically for small business needs
- Supports confident credit sales with minimal admin
Corporate Advantage
Corporate Advantage is a comprehensive credit insurance solution for medium to large companies trading domestically and internationally. It offers customized protection to help you manage credit risk and maintain cash flow.
- Tailored coverage for complex trading needs
- Protection from domestic and international customer defaults
- Enhanced risk insights for informed decisions
- Scalable support as your business grows
What is Export Credit Insurance?
Export credit insurance is a financial safeguard that enables businesses to offer open credit terms to foreign buyers—helping them stay competitive in global markets. According to the World Trade Organization, buyers tend to increase purchases by up to 40% when offered open terms instead of prepayment or letters of credit.
This insurance protects your international sales against commercial non-payment and political risks, including regulatory changes and government interference. It also supports confident entry into new markets by helping businesses manage the credit risks involved in global trade.
CLEAR
Our digital customer portal simplifies the understanding and management of your policy. Leverage our predictive insights to confidently expand your business.
SIMPLE
Our uncomplicated procedure facilitates the seamless establishment of a policy. Subsequently, you can engage in sales on open account terms, allowing you to gain a competitive edge both domestically and in international markets.
FAST
Immediate coverage will enable you to manage your accounts receivable effectively and safeguard your cash flow. This will also allow you to secure more advantageous terms from financial institutions and other lenders.
Global Experts in Credit Insurance
WLC Insurance is a world-renowned provider of credit insurance solutions, specializing in commerce credit insurance tailored to businesses of all sizes. Our comprehensive offerings include accounts receivable insurance, protection against bad debts, debt collection services, trade credit management, surety bonds and guarantees, excess of loss (XOL) coverage, and support for unpaid or overdue invoices.
With a mission to help businesses worldwide mitigate trade risks and make confident, data-driven decisions, we empower our clients to safeguard their cash flow and grow securely—both locally and internationally.
Contact Us
Consult with our commerce credit specialists regarding your clients to gain insights into the associated risks and potential opportunities.
What is Credit Management?
Credit management is the practice of controlling and mitigating the risks associated with extending credit to customers. It involves evaluating clients’ creditworthiness, setting appropriate credit terms, and monitoring payments to ensure consistent cash flow and reduce the chance of late payments or defaults.
An effective credit management strategy protects your business from financial losses, improves operational efficiency, and ensures long-term stability. Since every business has unique needs, credit policies should be tailored to your industry, customer profile, and risk level.