Buy now pay later for B2B e-merchants with WLC pay
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Innovative solutions dedicated to B2B e-commerce

WLC pay is a payment solution dedicated to B2B e-commerce activities, including

  • a commerce credit insurance protection,
  • a digital buyer onboarding solution and
  • instant financing solution through one of our financial institution partners.

With our e-commerce credit insurance, we already offer real time coverage against non-payment risks to B2B marketplaces, BNPL providers and e-merchants. Now, we are going further to support more efficiently the B2B ecosystem. WLC pay protects B2B e-merchants from the risk of customer insolvency, or the inability to pay.

We offer ease of use, robust security, adaptability, and a competitive edge.

WLC Pay offers a diverse range of innovative solutions that can be tailored to meet your specific requirements, ensuring a seamless integration with your operations while effectively supporting your B2B e-commerce objectives.

B2B online payment terms

Our API-driven solution facilitates real-time online customer credit assessments, allowing B2B e-merchants to extend payment terms to their clients while safeguarding against the risk of non-payment.

Instant financing

When a consumer makes an online purchase, the e-merchant promptly receives payment for the transaction, while the BNPL provider is responsible for collecting the payment from the consumer. In the event of non-payment, Welcap offers insurance coverage to the partner through its e-commerce credit insurance.

Buyer onboarding

This service assists policyholders by offering APIs that verify the identity of the buyer through the examination of company information within the Welcap Insurance database, which encompasses approximately 79 million companies globally.

Key benefits of E-commerce Credit Insurance

Enhanced user
experience

Enhance customer loyalty by providing a more efficient and user-friendly online experience.

A boost to sales

Enhance the average order value and boost online conversion rates by leveraging the convenience of Buy Now, Pay Later (BNPL) options.

Cash flow isn’t compromised

You may choose between the immediate payment option or compensation through your insurance policy

Convenient for sellers too

Simple set-up

Set-up is easy using the WLC API connector and developer portal.

Real-time underwriting

WLC Insurance gives you real-time underwriting decisions for individual transactions.

Claims and collections covered

Claims are filed using the API and collection is included.

Join the B2B BNPL revolution

Evolving B2B purchasing patterns fuelled by the efficiencies of online selling are driving a B2B BNPL revolution, with WLC Insurance and our partners at the forefront of this shift.

Sharp growth

19% annual compound growth forecast for B2B online sales this decade

Online shift

45% of mid-large businesses’ sales are now online 2

More sales

15% to 35% more spend on average with flexible payment options 3

References:

1.Statista research / 2.The new B2B growth equation, McKinsey & Co, 2022 /  3. Says B2B BNPL specialist Two

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